Injured In A Hit & Run? What Can You Do And What Can We Do For You
According to research from the AAA Foundation for Traffic Safety, more than one hit and run crash occurs every minute on U.S. roads. It found that an average of 682,000 hit and run crashes occurred each year since 2006. The National Highway Traffic Safety Administration (NHTSA) estimated 737,100 hit-and-run crashes occurred in 2017. In 2016, hit and run crashes resulted in an estimated 2,049 fatalities, a 60% increase since 2009.
A hit-and-run crash can leave injured victims with medical bills piling up and unable to earn income to pay those bills. Some people think they may have no options if they were injured in a hit and run car accident. That is not necessarily so. In our combined 50+ years of experience as car accident attorneys in Las Vegas, we have successfully recovered compensation for those who initially thought they had no options. We recently recovered six figures for one of our clients injured in a hit and run accident in Las Vegas.
Locating The Fleeing Driver
There are ways to search for the hit-and-run driver. Of course, if a witness was able to jot down or take a photo of the license plate, we can conduct a search for the owner of the vehicle. If the police were called to the scene and given the license plate of the fleeing vehicle, the policy usually will contact the registered owner of the vehicle.
Locating the registered owner of the fleeing vehicle can lead to the applicable car insurance policy. Even if the registered owner was not the fleeing driver, the owner’s insurance on the vehicle may apply and provide protection to the hit-and-run victim. In most cases, the liability insurance policy on the car is the primary policy that applies.
In addition, the registered car owner may also be responsible for the negligence of the hit-and-run driver under the doctrine of negligent entrustment, which is a form of negligence. As described by the Nevada Supreme Court, “[u]nder this doctrine, a person who knowingly entrusts a vehicle to an inexperienced or incompetent person, such as a minor child unlicensed to drive a motor vehicle, may be found liable for damages resulting thereby.” Zugel by Zugel v. Miller, 100 Nev. 525, 527, 688 P.2d 310, 312 (1984).
Uninsured Motorist (UM) Coverage
Even if the fleeing driver or the registered owner cannot be located, the injured victim’s own uninsured motorist (UM) policy would generally apply. UM insurance generally applies when you are injured in a car accident and the person who caused it has no insurance. It also applies where the person who caused the crash cannot be found. When the fleeing driver cannot be located, the UM policy of the injured victim applies if there is physical contact between the fleeing vehicle and the injured victim or the victim’s vehicle. The insured is also obligated to report the accident to the applicable police department, sheriff’s office, or to the Nevada Highway Patrol. These rules governing when UM policies apply to hit-and-run crashes are set forth in NRS § 690B.020(2)(f).
In Nevada, drivers are not required to purchase UM coverage. However, car insurance companies must offer their insured the opportunity to purchase insurance specifically covering hit-and-run accidents. See Nev.Rev.Stat. § 690B.020. The limits of the insurance offered must be at least equivalent to the Nevada minimum liability limit of $25,000 per person and $50,000.00 per accident. Insureds can purchase higher UM/UIM limits for their protection, up to an amount equal to their liability insurance limits.
What Can You Do If You Are Injured In A Hit-And-Run Crash?
- Call 9-1-1 and report the car accident. As mentioned above, your car insurance company will likely require you to obtain a police report of the hit-and-run crash.
- Speak to any witnesses on the scene and see if anyone noted the license plate of the fleeing vehicle. Make sure to get contact information for all witnesses. Ask the witnesses if they can stay to provide a statement to the police.
- If you are injured, seek immediate medical attention. Usually, when you call 9-1-1 and report that you are injured, an ambulance will be dispatched to the accident scene.
- Call the experienced and award-winning Las Vegas car accident attorneys at D.R. Patti & Associates. We can hire private investigators to search for the hit-and-run driver, if the police cannot locate them. The sooner you call us, the sooner we can begin the search and investigation. Our experience as Las Vegas personal injury attorneys have taught us that locating the fleeing driver as soon as possible is important in order to preserve evidence, such as damage to that driver’s vehicle.
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